Fraud

Use caution and common sense when dealing with any financial transaction:

*DEAL ONLY WITH LOCALS! Most International inquiries are scams.
*NEVER wire funds to a distant person, via Western Union or any other carrier
*NEVER give out personal financial information (checking account number, SSN, eBay/PayPal info, etc.)
* Trust your instincts, and always remember that the most important rule -- caveat emptor -- BUYER BEWARE -- applies to any transaction on FitBodyLife where money is involved.


If you think you have been scammed, contact the non-emergency number for your local police department -- they may be able to offer advice about your options. Who should I notify about fraud?
You can also email us here at FitBodyLife.com by clicking here

Recognizing scams:-
*Inquiry from someone far away, often in another country
*Proposed transaction includes a cashier's check, postal money order, Western Union, or escrow service (BidPay, Squaretrade, etc.) * inability or refusal to meet face-to-face

Types of Scams
1. Someone claims that FitBodyLife will guarantee a transaction, certify a buyer/seller, OR claims that FitBodyLife will handle or provide protection for a payment
*These claims are fraudulent, as FitBodyLife does not have any role in any transaction. *Scammer will often send an official looking email that appears to come from FitBodyLife, offering a guarantee, certifying a client, providing payment services -- all such emails are fakes!

2. distant person offers a genuine-looking (but fake) cashier's check
*Cashier's check is offered for your services.
*Value of cashier's check often far exceeds the cost of your service- scammer offers to "trust" you, and asks you to wire the balance via money transfer service
*Banks will often cash these fake checks AND THEN HOLD YOU RESPONSIBLE WHEN THE CHECK FAILS TO CLEAR, including criminal prosecution in some cases!
*Scam often involves a 3rd party (business associate owing buyer money, etc)

3. Someone requests payment via Western Union or MoneyGram :
*Often claim that an MTCN or confirmation code is needed before he can withdraw your money - this is FALSE, once you've wired money, it is GONE.
*Common countries currently include: Nigeria, Romania, Ukraine, Spain, UK, Italy, Netherlands - but could be anywhere
*Deal often seems too good to be true

4. distant person offers to send you a cashier's check and then have you wire money:

*This is ALWAYS a scam, in our experience - the cashier's check is FAKE
*Scammer often asks for your name, address, etc for printing on the fake check
*Deal often seems too good to be true

5. Distant person suggests use of an online escrow service .
*Most online escrow sites are FRAUDULENT, operated by scammers
*For more info, do a google search on "fake escrow" or "escrow fraud"
*If you must do business with a distant seller, insist on a legitimate service, such as www.escrow.com

6.Distant seller asks for a partial payment upfront, after which he will ship goods
*He says he trusts you with the partial payment
*Deal often sounds too good to be true